What time does First Premier Bank Open?

7 a.m. to 10 p.m.
Our Customer Care Team is available 7 a.m. to 10 p.m. (CST) Monday – Friday and 9 a.m. to 5 p.m. (CST) on Saturday.

Can I go over my credit card limit with First Premier Bank?

You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.

How much is the program fee for First Premier Bank?

Program fee: This is a one-time fee charged when you open the account. It ranges from $55 to $95. Annual fee: This ranges from $75 to $125 in the first year and $45 to $49 after that.

Who is first premier bank owned by?

Denny Sanford
Denny Sanford, a successful entrepreneur and philanthropist is the owner of First PREMIER Bank, PREMIER Bankcard and a venture capital company. He remains active in all three to this day.

What credit score do you need for a first Premier credit card?

What Credit Scores Do I Need to Qualify for the First PREMIER Bank Credit Card? The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit. If you’re within 300–579 for FICO or 300–649 for VantageScore, you’re considered to have bad or poor credit.

Can I pay my first Premier credit card with a debit card?

Call First Premier Bank at 1-800-987-5521 to make a payment by phone using your personal checking account (not a business account) or your debit card. You’ll need to have your debit card number (or your bank’s routing number and your checking account number) and your credit card number handy before dialing.

What is the highest credit limit for First Premier credit card?

High credit limit increase fee: Upon approval, your credit limit will range from $200 to $1,000. You can be considered for a credit limit increase once your account has been open for 13 months.

What is the highest credit limit for First Premier Bank?

As mentioned earlier, your credit limit with the First Premier Bank Credit Card will be $300, $400, $500, $600, $700 or $1,000 depending on your creditworthiness. The card’s annual fee, monthly fees and program fee vary based on your credit limit.

Does First Premier report to all three credit bureaus?

Pros Explained. Card Activity Reported to Credit Agencies: First Premier Bank reports credit card activity to the major credit bureaus—Experian, Equifax, and TransUnion—each month. If you make all of your payments on time, this can help boost your credit score.

Is first premier a major credit card?

The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards. However, there are some significant drawbacks. Here’s what you need to know if you’re considering the First Premier credit card.

Can I get a Walmart credit card with bad credit?

You probably can’t get a Walmart credit card with bad credit because it requires fair credit for approval. That means your chances are best if your credit score is 640+. That’s not to say getting a Walmart credit card with bad credit is impossible.

Can I pay my first Premier credit card over the phone?

Over the Phone Please call Customer Care at 800-501-6535 to pay by phone. Use any checking or savings account to make payment. A $10 fee is assessed for customers using non-First PREMIER accounts to make payment.